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Having a child in Shapunjab can be quite a challenging experience, especially if you don’t know anything about the town. However, if you know where to look for information, there are a number of things that you can do to ensure that you’re prepared. Here are a few ideas.

Application process

Considering the fact that medical treatment is becoming very expensive for the common man, the Punjab government introduced a free health scheme. Under the scheme, all residents of the state can get access to free medical treatment.

According to the official site, the government has already issued 45 lakh health e-cards. These cards allow paperless treatment at public hospitals. Only those who qualify can apply for this scheme.

The most impressive part of this scheme is that it will give free health insurance coverage of up to five lakhs to each family. The state will also pay medical premiums to those who qualify.

The scheme is aimed at improving the state’s medical infrastructure. The Punjab government will also pay for the treatments of financially weak applicants.

Aside from this, the SSBY will empower its beneficiaries. They will be able to avail all kinds of benefits from the state and the central government.

The state government has launched the AB-SSBY scheme to ensure financial security for seventy-five percent of its citizens. To be eligible, the applicant must be a Punjab resident, below the poverty line and a legal resident of the state.

Eligibility criteria

AB-SSBY (Ayushman Bharat-Sarbat Sehat Bima Yojana) is a health insurance scheme launched by the Punjab state government to provide financial protection to about 75 per cent of its population. Under this scheme, every family is provided with health care coverage of up to 5 lakh rupees annually. It provides cashless treatment in government and empanelled private hospitals.

To get an AB-SSBY card, applicants need to submit an application form, along with supporting documents. They should be a resident of Punjab and below the poverty line. They must also belong to the Small Traders, J-Form Farmers, Construction Workers, or NFSA Ration Cards category.

To check if an individual is eligible for the scheme, he or she can visit the official website of the State Health Agency, Punjab. They will be able to find out all the information they require. Alternatively, they can visit the nearest Government Hospital.

Once an applicant completes the application process, they will be given a card. The card allows the holder to get free treatment at government hospitals in Punjab. They will also be able to get tertiary care in Chandigarh.

E-cards issued to eligible families

Thousands of eligible families in Punjab are availing the benefits of the Sarbat Sehat Bima Yojana. As per a report, the number of e-cards issued under the program has crossed 46 lakhs. The government has made an attempt to issue at least 10,000 e-cards daily.

The e-cards can be obtained from common service centers (CSC) in the state. To get an e-card, applicants must be permanent residents of the state and must have a ration card or “J” form.

The scheme has extended secondary and tertiary health care services to people. Over 9600 cardiac operations, 6600 dialysis treatments, 900 joint replacements and treatment of 9000 cancer patients have been carried out.

Those who wish to avail the benefits of the program can check their eligibility on the official website. If they are found eligible, they can collect their e-card from public hospitals.

Besides, the state government is planning to conduct e-card generation camps at various places under the supervision of Civil Surgeons and Senior Medical Officers. Beneficiaries of the Punjab medical scheme will be provided with free medical treatment in some hospitals.

MGSSBY scheme

AB-SSBY is a health insurance scheme launched by the Punjab government. This scheme provides cashless treatment to the residents of Punjab. This will help the poor people to visit hospitals without any fear of high costs.

The government will bear the entire premium cost. This programme will also cover pre-existing diseases. Applicants can get the application forms online. There are various types of documents required to apply.

To be eligible for the health insurance scheme, applicants must hold a voter ID card or ration card. To avail finance, subsidies and tax waivers, applicants must possess a “J” form. The state government has issued a list of empaneled private and government hospitals.

e-Cards will be provided to the beneficiaries. The e-Cards will allow the patients to seek cashless treatment at a number of participating hospitals. The government has set a target of delivering 10,000 e-Cards a day.


The e-Cards can be obtained from the Central Sub-Council (CSC) or a public hospital. The e-Card can be renewed annually.


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