Medicaid is an assistance program that serves millions of low-income adults, children, the elderly, pregnant women, and people with disabilities.
However, it is administered by states, with each state having its federal requirements. Medicaid covers various services depending on age, family situation, financial circumstances, or living arrangements.
Medicaid services are provided through state health care providers that are easily accessible using your Medicaid card or through managed care plans if you are enrolled in one. If you are ready to apply for Medicaid, you can apply through your state Medicaid agency, the health insurance marketplace, and other agencies like KTS Pooled Trust. For example, to apply for New York state Medicaid, select the state from the government health website.
Follow the link for details on the health insurance options you qualify for and whether your income is eligible for New York state Medicaid. However, if you are worried about qualifying, here are a few ways to increase your eligibility chances for New York state Medicaid.
1. Join a Pooled Trust
Joining a pooled trust helps you prove your income eligibility. If, after applying for New York state Medicaid you are told you need to spend down or have surplus income or excess money, a pooled trust is your answer.
So, it’s advisable to join one before completing the Medicaid application to make you qualified from the onset and maximize your chances of qualifying for New York state Medicaid.
2. Learn about New York State Medicaid Asset Limits
The federal government funds Medicaid, but it is administered at the state level. This means that every state has different rules and regulations for the program. As a result, the asset and income levels will differ in every state. So, ensure you learn the requirements of New York to determine where your income falls in terms of the threshold. Once you understand the income and assets limits, you can reduce your estate to improve your chances of qualifying for New York state Medicaid.
3. Proof of Disability
If you have a disability, the state requires that you prove it through medical details. However, the state exempts women with cervical or breast cancer and people diagnosed with TB from providing proof. In addition, you should be able to prove your residency to qualify for New York state Medicaid. Also, if you are a victim of human trafficking or in the category of the medically needy, you are exempted from these requirements.
4. Complete the Application
The major reason why most people do not qualify for New York state Medicaid is that they do not provide complete information on the application form. You can apply online through the New York state Medicaid agency or physically in local eligibility offices in the state. However, once you get the form, ensure to provide complete information.
So, when you apply, include proof of citizenship, assets and income documentation, proof of where you live, medical proof of disability, and information about other health insurance coverages you may have.
Although Medicaid is an assistance program, many people fail to qualify because they don’t meet the state requirements. So, follow these steps to increase your chances of qualifying for New York state Medicaid.