Guide to availing instant 1 hour cash loan in India


Our lives have been changed completely in this technologically advanced world. Everything you want or need can now be obtained with only a few mouse clicks, and receiving an immediate cash loan in one hour is no exception.

The traditional approach to money lending platforms, on the other hand, will never truly shift, but there is always opportunity for an alternative. In India, there are growing money lending services that can meet these needs with an instant cash loan in 1 hour without documents on the go, 24 hours a day, 7 days a week. Let’s explore this opportunity to get an instant cash loan in 1 hour without documents.

Securing a cash loan for your needs in now easy

Features and benefits of Instant Cash Loan in 1 hour

Hassle-free Process:

The application for an instant cash loan in 1 hour without documents is completed entirely online. All you have to do is create a profile on the company’s official website that offers the rapid cash lending service. Upload all required details and choose a loan amount and term. Your details will be reviewed by the company, and if the loan is approved as per your eligibility, the amount will be transferred to your bank account.

Facility of customization

You can personalise your loan to meet your specific requirements. You have the option of selecting your loan amount and repayment term, after which the lender will charge you an interest rate that it thinks appropriate.

Less Interest Rate

The majority of lenders who offer rapid cash loans charge interest rates ranging from 1.50 percent to 2.25 percent every month. This indicates that repaying the loan will be simple for you. The interest rate charged on your loan varies from company to company and is also determined by your credit score. The lower the interest rate, the better the credit score.

Does not depend on monthly income

Even if your monthly income is poor, you can get an instant cash loan. The lender may approve your application for a fast cash loan if your credit score is good, you haven’t had any financial defaults in the last two years, and you don’t have too many credit liabilities.


Different lenders provide repayment terms that are flexible in relation to the loan amount you have taken out. If you took out a small loan, the repayment period may be anywhere from three months to a year. However, if you have taken out a substantial loan, the repayment period can be as long as five years.

Standard eligibility criteria to avail instant cash loan in 1 hour

  • The minimum age to apply is 23 years old for getting an instant cash loan in 1 hour without documents.
  • You must be able to show a minimum monthly salary of Rs.20,000.
  • You should have a credit score of at least 600
  • You should have paid most of your debts.
  • All information in your document should be true and accurate.
  • You must have worked for at least 6 months.

Documents required to be submitted

  • PAN Card
  • Aadhaar Card
  • Proof of address
  • Latest salary slips
  • Passport size photographs
  • Bank statement for the last 6 months

How to apply for an instant cash loan in 1 hour without documents?

  • To apply for an instant cash loan in 1 hour without documents, you may either go to the lender’s official website or download the lender’s mobile app.
  • Create your profile by filling in the required information, such as your name, email address, and phone number.
  • As directed by the lender, upload the appropriate papers.
  • The lender will examine the documents you supply and, if they are confirmed to be correct, will approve your loan application of instant cash loan in 1 hour without documents.
  • The loan amount and repayment duration can then be selected. After that, the loan money will be deposited into your bank account.


  1. If my loan application is refused the first time, how soon may I reapply for a fast cash loan?

After your first loan application is denied, you have three months to reapply for an instant cash loan in 1 hour without documents.

  1. If I request a loan on a weekend, how long would it take for the company to disburse the funds?

If you apply for a loan on a weekend, you may receive your funds the following working day. If there is no bank holiday, however, your odds of receiving your loan funds in your bank account over the weekend are better.

  1. How will I be able to repay my quick cash loan?

You have the option of repaying your rapid cash loan using an auto-debit instruction, in which the amount will be withdrawn immediately from your bank account on the due date, or using your debit card or net banking facility.

Availing a cash loan in India is no longer a cumbersome process. With the availability of a number of online lenders who are ready to disburse the required amount as per your eligibility, getting money to fulfill the immediate or long-term needs has become extremely easy.

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